Heating & Air Conditioning Financing in Santa Barbara, CA

Your HVAC Funding Source!

FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just the score.

FTL Finance specializes in lease financing of HVAC equipment for residential properties since 1996. By working with contractors across the country we have built a rapid response financing system customized to your needs.

Quick approval process
Less Paperwork
No dealer recourse
Fixed interest rates
Same as cash plans available

FTL Finance offers a wide range of consumer benefits including:

Quick application process
Fixed interest rates
No pre-payment penalty or penalty for early payoff
Multiple financing options to choose from ask your contractor for more details
Easy to read documents
Multiple FREE options for submitting your monthly payment
No default interest rates
Complete review of credit profile, not based solely on credit score

Fast, Simple, Smart

By financing your home comfort system, you'll be comfortable with low monthly payments and the following benefits:

Simple application process
Fast credit decisions
Exclusive cardholder promotions
Low minimum monthly payments *
Convenient monthly online statements
Manage and pay your bill online

* Subject to credit approval